Risk Gallery

What Lurks Underneath:
Evidence of Property Neglect

See how an unsealed hole drilled through the stucco — left behind by the electric company, AT&T, and other utility crews running their lines — let rainwater silently rot your framing from the inside out.

Close-up of severe wood rot damage found behind stucco

Inside the wall: severe hidden wood rot behind the stucco

What Lurks Underneath: The hidden $10,000 disaster.

Field Testimonial
"We inspected a home where the electric company, AT&T, and other utility crews had drilled straight through the stucco to run their lines — and never sealed the holes back up. Rainwater had been silently rotting the wall framing for years, resulting in a sudden, massive mold disaster inside the house. The homeowner literally told us: 'I wish you guys had been around a long time ago. I would have gladly paid a small monthly subscription to save me from this nightmare.' That is what HLI stops."